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Speck & Company, LLC is a registered investment adviser located in Bowling Green, Ohio. Speck & Company, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Speck & Company, LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Speck & Company, LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as Speck & Company, LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Speck & Company, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Speck & Company, LLC, please contact the state securities regulators for those states in which Speck & Company, LLC maintains a registration filing. A copy of Speck & Company, LLC’s current written disclosure statement discussing Speck & Company, LLC’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Speck & Company, LLC upon written request. Speck & Company, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Speck & Company, LLC’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

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